What is an RICP?
RICP stands for Retirement Income Certified Professional.
One of the greatest risks to SECURiMENT is failing to eliminate common retirement pitfalls.
One way you can help yourself is by working with a financial professional who has the right knowledge, motivations and qualifications. Many advisors concentrate on asset accumulation or growing assets.
Heck, I like growing my client's assets as well. It makes me feel good and the money allows my boys to enjoy their Starbucks 4 times a day. (Kidding, sort of...)
But there’s more to creating your peace of mind retirement and you MUST understand the following:
Far more important than the accumulation of assets is how you de-accumulate your assets in retirement. The order in which you spend your money down. Much like it makes sense to put your socks on before your shoes in the morning, there is a specific order of liquidation that benefits you in retirement.
A professional with the RICP designation delves much more deeply into this specific area of retirement income planning. An RICP addresses everything from how you can use your savings in smart, strategic ways to realize your ideal retirement, to making a financial action plan for how you'll be cared for if you can no longer take care of yourself
An RICP also helps you plan for potential issues that can have a serious negative impact on your retirement plan. The result is simple: your money will last longer.
Make sure you're working with an RICP or contact me and I'll show you can achieve SECURiMENT!